ANALISIS PENGARUH CAPITAL ADEQUACY RATIO (CAR), NON PERFORMING LOAN (NPL) DAN LOAN TO DEPOSIT RATIO (LDR) TERHADAP PROFITABILITAS PERUSAHAAN PERBANKAN YANG LISTING DI BEI (2015-2016) (Studi Empiris Pada Perusahaan Perbankan Yang Terdaftar di Bursa Efek Indonesia Periode 2015-2016)

Abstract This study aims to determine the effect of Capital Adequacy Ratio (CAR), Non Performing Loan (NPL) and Loan to Deposit Ratio (LDR) on Profitability (ROA). The population used in this study are companies listed on the Indonesia Stock Exchange for the 2015-2016 period. The sample in this study uses purposive sampling technique totaling 22 banks. The analysis was carried out using multiple linear regression models. The results of this study indicate a significant level of Capital Adequacy Ratio (CAR) t at 0,000 0.05, accept H0 means that partially Non-Performing Loans (NPLs) have no significant effect on Profitability. Significant loan to Deposit Ratio (LDR) level of 0.416> 0.05, accept H0 means that partially the Loan to Deposit Ratio (LDR) has no significant effect on Profitability. Keywords: Capital Adequacy Ratio (CAR), Non Performing Loan (NPL), Loan to Deposit Ratio (LDR) and Reliability (ROA).