KAJIAN TEORITIS TERHADAP PENGGUNAAN HAK KHIYAR PADA AKAD MURABAHAH DI BANK SYARIAH

The purpose of this research is to describe about the implementation of khiyar’s right on murabahah aqad in sharia bank theoritically based on fatwa DSNMUI (Indonesian Ulama Council) Number. 04/DSNMUI/ IV/2000 about murabahah and the rule of OJK. This is a library research. The result shows that the implementation of khiyar’s right on murabah aqd in sharia bank must be accomodated because however it becomes a positive thing for sharia bank and giving the savety for costumer even on the contrary the sharia bank does not want to be harmed. So negotiation must be applied for both side