From Traditional Classroom to Programming and Design Financial Tool to Debt Restructuring with Equivalent Equations Model

The Information and Communications Technology (ICT) enable the simplification of activities carried out all business and particularly in financial activities. For this purpose, in this paper we will discuss the importance of teaching financial mathematics and the importance to have a financial instrument for developing calculations in several scenarios in real time to making decision. It is described, how in a classroom would teach in the traditional system in a specific theme of mathematics, such as: "debt restructuring and modeling equivalent of the equation" Starting from the theoretical explanation, we continue with the design of financial simulator programmed into a spreadsheet. DOI: 10.5901/mjss.2015.v6n2p3