Tanggung Jawab Hukum terhadap Perjanjian Hutang Piutang antara Kreditur dan Debitur pada PD. BPR Bank Karanganyar

Rural Banks are one type of bank that has the main activity of providing storage services and borrowing funds to customers. The borrowing of funds by customers is done by making a loan agreement between the customer and the people's credit bank. The purpose of this study is to find out the process of debt agreement in the Colomadu Karanganyar Branch of the Karanganyar Rural Bank, the applicable regulations, the rights and obligations of both parties, and legal responsibility if one of the parties made a mistake in the Debt Payable agreement. The approach method is a normative approach, in which the legal principles and legal rules of the existing regulations relating to the debt receivables agreement in the Rural Bank are examined. The source of the data used is secondary data accompanied by field research to obtain primary data. The results of the study show that the agreement can be carried out if the Customer fulfills the administrative requirements and legal requirements provided by the Bank, after the Customer completes the agreement form, after an agreement and signing of the agreement arises the rights and obligations of the parties that must be carried out. Legal responsibility arises because of an error made by one of the parties who made the agreement. Errors can be based on Default or because of Unlawful Actions. With this error, he must be responsible according to the law, namely to compensate for Default Article 1240 s.d. 1252 Civil Code while Acts against the Law Article 1365 Civil Code