Analisis Faktor Yang Mempengaruhi Kredit Yang Dikeluarkan Bank Umum Tahun 2013-2017

The economic development of a nation is highly needed by the intervention of financial institutions to finance the country's economic development. Financial institutions in obtaining profits cannot be separated from the funds channeled through Credit. This study aims to examine the factors that affect credit issued by commercial banks.This study uses panel data obtained from 10 bank samples that are in accordance with the conditions specified in this study for 5 years. The analytical tool in this study uses a panel regression tool with independent variables Third Party Funds , inflation, the rupiah exchange rate against foreign currencies, and the BI rate with the dependent variable namely credit issued by commercial banks.The results of this study indicate that the independent variable deposits have a significant influence on the dependent variable of credit provided by commercial banks. While the inflation variable, the rupiah exchange rate, and the BI rate do not have a significant effect on the dependent variable of credit provided by commercial banks. Keywords: Credit, Third Party Funds , Inflation, Rupiah Exchange Rate, BI Rate