Comparative Analysis of Lithuanian and German Health Insurance Systems

Šiame straipsnyje nagrinėjamos Lietuvos ir Vokietijos sveikatos draudimo sistemos. Pateikiama Lietuvos ir Vokietijos sveikatos draudimo lyginamoji analizė siekiant išanalizuoti Lietuvos ir Vokietijos sveikatos draudimo sistemą. Daugiausia dėmesio skiriama pagrindinių šios sistemos dalyvių tarpusavio sąveikai, atsakomybei, gebėjimui atlikti sveikatos priežiūros paslaugų teikimo ir finansavimo funkcijas bei iš to atsirandančias galimybes. Analizė parodė, kad Lietuvos ir Vokietijos sveikatos draudimo veikimo principas ir tikslas yra panašūs. Tačiau galima teigti, kad sveikatos draudimo sistema Vokietijoje yra sudėtingesnė nei sveikatos draudimo sistema Lietuvoje, kuri šiuo metu yra vystymosi etapeHealth care system maintains each countiy's national comprehensive physical and spiritual well-being, which is achieved by ensuring affordable, high quality and effective health care to all the population, the members of which have equal access to medical care they need, the right to choose their doctor and health care institution. According to Kirkauskiene and Karazijiene (2009), public health today is recognized as the greatest social and economic value of a society. Health is not only absence of illnesses or physical defects, but also physical, mental and social well-being, to ensure which proper and acceptable health care is necessary, among other factors and measures. Economic and social security is a prerequisite for any countiy's internal development and prosperity, helping to create a safe environment for residents as well as for local and foreign investors. Although countries have very different health care systems, currently they all face essentially the same challenges: how to improve health care quality and access to all residents while maintaining the stability of public finances. Health care and health insurance systems have been widely analyzed in articles on health care and medicine. Tn this paper the systems of health insurance of Lithuania and Germany have been analyzed. Health is a major condition for existence and evolution of the mankind, which has direct impact on the stability of a country's economic system, the assurance of society's social security and its education. The main objective of the social security system is a healthy human being, a healthy family, and a harmonious state. The purpose of a health care system is to maintain each citizen's complete physical and spiritual wellbeing, which is to be achieved via provision of accessible, high-quality and effective health care, giving equal opportunities to all people to receive the needed medical help, and the right to choose one's own doctor and health care institutionVytauto Didžiojo universitetasŽemės ūkio akademij