Banche che guardano lontano: regole per la stabilità, regole per la crescita

The post-crisis regulation of banking system has the goal to protect the stability of banks, increasing significantly minimum capital requirements. The article analyzes the trade-off between capital regulation and the role of banks in financing the Eu- ropean economy. Banks remain the main source of finance for European enterprises and too high level of capital can reduce the role of credit as driver of growth of economy