The Truth in Lending Act, which became effective on July 1, 1969, regulates credit transactions which are to some extent the subject of existing state and local regulations. This local legislation is anything but uniform, and the hodgepodge of existing state law varies greatly in scope and intensity. The federal law provides that a creditor shall not be required to comply with any state law requirements which are inconsistent with the demands of the federal statute. The proposition has been asserted, however, that to the extent state laws are consistent with the federal rules (i.e. contain substantive provisions which are different from, but do not contradict, the federal law), a creditor must comply not only with the appropriate federal la...
This article offers some empirical insight into the debate over the efficacy of disclosure legislati...
The Uniform Consumer Credit Code was approved by the National Conference of Commissioners on Uniform...
The Uniform Commercial Code (UCC), now effective everywhere except Louisiana, is conspicuously neutr...
The Truth in Lending Act, which became effective on July 1, 1969, regulates credit transactions whic...
An important problem confronting those in the consumer credit industry is the absence of a cohesive ...
Consumer credit probably began in the United States early in the nineteenth century, but it has only...
Whether full disclosure of credit terms will in fact improve the bargaining power of credit consumer...
This comment will describe the statutory scheme for rescission and restoration, identify where and w...
Disclosure of credit terms has been viewed as a primary means of protecting consumers from fraud and...
The purpose of this Article is to take a hard look at the possible objectives of a disclosure statut...
Predatory lending is an avaricious fraud that demands attention. Several states have enacted new law...
The subject of adequate disclosure of finance charges in consumer credit transactions has, in recent...
The response of sympathetic lawmakers to perceived abuses in the consumer credit field is almost tot...
This Summary examines how this inconsistency of law came to be, the public policy arguments for and ...
I. An Introduction to Truth in Lending Legislation II. The Need for Credit Cost Disclosure III. Appl...
This article offers some empirical insight into the debate over the efficacy of disclosure legislati...
The Uniform Consumer Credit Code was approved by the National Conference of Commissioners on Uniform...
The Uniform Commercial Code (UCC), now effective everywhere except Louisiana, is conspicuously neutr...
The Truth in Lending Act, which became effective on July 1, 1969, regulates credit transactions whic...
An important problem confronting those in the consumer credit industry is the absence of a cohesive ...
Consumer credit probably began in the United States early in the nineteenth century, but it has only...
Whether full disclosure of credit terms will in fact improve the bargaining power of credit consumer...
This comment will describe the statutory scheme for rescission and restoration, identify where and w...
Disclosure of credit terms has been viewed as a primary means of protecting consumers from fraud and...
The purpose of this Article is to take a hard look at the possible objectives of a disclosure statut...
Predatory lending is an avaricious fraud that demands attention. Several states have enacted new law...
The subject of adequate disclosure of finance charges in consumer credit transactions has, in recent...
The response of sympathetic lawmakers to perceived abuses in the consumer credit field is almost tot...
This Summary examines how this inconsistency of law came to be, the public policy arguments for and ...
I. An Introduction to Truth in Lending Legislation II. The Need for Credit Cost Disclosure III. Appl...
This article offers some empirical insight into the debate over the efficacy of disclosure legislati...
The Uniform Consumer Credit Code was approved by the National Conference of Commissioners on Uniform...
The Uniform Commercial Code (UCC), now effective everywhere except Louisiana, is conspicuously neutr...