Comparaison de l'efficacité et l'efficience des Banques islamiques et conventionnels: cas de l'Indonésie

This study investigates the comparison between Islamic and conventional Indonesian banks and that by applying an approach called Efficiency - effectiveness in order to elucidate the determinants of performance of the Indonesian banking sector while placing identify factors that affect their profits. The history of conventional banks in Indonesia is very easy comparison with the Indonesian Islamic banks. The Islamic banking industry in Indonesia is in its infancy a slightly reduced number of banks active in this sector and achieves such a performance. This paper is based on monthly data of the banking sector in Indonesia dating from March 2010 to July 2011 collected on annual reports of the Indonesian central bank. A multiple regression is applied to judge the effectiveness and efficiency of conventional and Islamic banks in Indonesia. In making a connection between the results for conventional and Islamic banking sector, it turned out that they operate in manner linen to be effective and efficient, which leads us to value the contribution of economic and financial Islamic banking in terms of financial stability and sustainable development