This study investigated whether credit associations are a source of competitive pressure on regional banks in Japanese regional lending markets. We found that credit associations pressurized regional banks to set lower lending interest rates in regional markets when the total deposits held by credit associations in a prefecture were used as a proxy for the presence of credit associations. Furthermore, regional banks in a prefecture where the ratio of deposits held by credit associations was more than 20%, which is larger than the average level, were forced to set lower lending interest rates
We examine the role of bank loans in the Japanese economy by analyzing the lending behavior of banki...
In this study, we use the method of Boone et al. (2007, How (not) to measure competition, TILEC Disc...
In modern society, commercial bank has become an indispensable financial intermediary in every count...
This paper investigates whether credit associations put competitive pressure on regional banks in Ja...
This study investigated whether credit associations are a source of competitive pressure on regional...
This paper examines whether credit associations in Japanese regional lending markets compete on pric...
Although Japanese credit associations are nonprofit cooperative financial institutions, they shoulde...
The question of whether more competition among banks increases relationship banking, which is predic...
In this study, we investigate the market characteristics of prefectures in which non-local regional ...
This paper examines whether Japanese regional banks entering the banking market in other prefectures...
The authors examine the relationship between net interest margin, a measure of banks’ pricing power,...
This paper examines what types of Japanese regional banks are more likely to obtain credit ratings a...
This article investigates the profitability of Japanese banks following the major financial crisis t...
The question of whether more competition among banks increases relationship banking, which is predic...
This dissertation uses both micro-level and macro-level empirical analysis to examine the role of fi...
We examine the role of bank loans in the Japanese economy by analyzing the lending behavior of banki...
In this study, we use the method of Boone et al. (2007, How (not) to measure competition, TILEC Disc...
In modern society, commercial bank has become an indispensable financial intermediary in every count...
This paper investigates whether credit associations put competitive pressure on regional banks in Ja...
This study investigated whether credit associations are a source of competitive pressure on regional...
This paper examines whether credit associations in Japanese regional lending markets compete on pric...
Although Japanese credit associations are nonprofit cooperative financial institutions, they shoulde...
The question of whether more competition among banks increases relationship banking, which is predic...
In this study, we investigate the market characteristics of prefectures in which non-local regional ...
This paper examines whether Japanese regional banks entering the banking market in other prefectures...
The authors examine the relationship between net interest margin, a measure of banks’ pricing power,...
This paper examines what types of Japanese regional banks are more likely to obtain credit ratings a...
This article investigates the profitability of Japanese banks following the major financial crisis t...
The question of whether more competition among banks increases relationship banking, which is predic...
This dissertation uses both micro-level and macro-level empirical analysis to examine the role of fi...
We examine the role of bank loans in the Japanese economy by analyzing the lending behavior of banki...
In this study, we use the method of Boone et al. (2007, How (not) to measure competition, TILEC Disc...
In modern society, commercial bank has become an indispensable financial intermediary in every count...