Recently in Australia, the interchange fees on shared ATM transactions were removed and replaced by a fee directly set and received by the ATM owner ("direct charging scheme"). We develop a model to study how the entry of independent ATM deployers (IADS) affects welfare under the direct charging scheme. Paradoxically, we show that the entry of IADS benefits banks ! It is also good for consumers if they sufficiently value the ATMs deployed by the independent deployers
One of the most expensive ways for Australians to access their own money is by using an automatic t...
This paper develops a spacial model of ATM networks to explore the implications for banks and non-ba...
We estimate a structural model of the market for automatic teller machines (ATMs) in order to evalua...
Recently in Australia, the interchange fees on shared ATM transactions were removed and replaced by ...
In Australia, on the 3rd of March 2009, the interchange fees on shared ATM transactions were removed...
We compare the effects of the three most common ATM pricing regimes on consumers’ welfare and banks’...
We compare the effects of the three most common ATM pricing regimes on con-sumers ’ welfare and bank...
2008 We compare the effects of the three most common ATM pricing regimes on con-sumers ’ welfare and...
We show that regulating the interchange fee at cost reduces banks’ incentives to deploy free ATMs ov...
This paper analyzes the effects of ATM surcharges on deployment and welfare, in a model where banks ...
Following the introduction of direct charging in March 2009, ATM pricing has become more transparent...
This paper analyzes the effects of ATM surcharges on deployment and welfare, in a model where banks ...
This paper analyzes the effects of ATM surcharges on deployment and welfare, in a model where banks ...
This paper studies the impact of entry of non-banks (termed Independent Service Operators, ISOs) int...
This paper empirically examines the effects of discriminatory fees on ATM investment and welfare, an...
One of the most expensive ways for Australians to access their own money is by using an automatic t...
This paper develops a spacial model of ATM networks to explore the implications for banks and non-ba...
We estimate a structural model of the market for automatic teller machines (ATMs) in order to evalua...
Recently in Australia, the interchange fees on shared ATM transactions were removed and replaced by ...
In Australia, on the 3rd of March 2009, the interchange fees on shared ATM transactions were removed...
We compare the effects of the three most common ATM pricing regimes on consumers’ welfare and banks’...
We compare the effects of the three most common ATM pricing regimes on con-sumers ’ welfare and bank...
2008 We compare the effects of the three most common ATM pricing regimes on con-sumers ’ welfare and...
We show that regulating the interchange fee at cost reduces banks’ incentives to deploy free ATMs ov...
This paper analyzes the effects of ATM surcharges on deployment and welfare, in a model where banks ...
Following the introduction of direct charging in March 2009, ATM pricing has become more transparent...
This paper analyzes the effects of ATM surcharges on deployment and welfare, in a model where banks ...
This paper analyzes the effects of ATM surcharges on deployment and welfare, in a model where banks ...
This paper studies the impact of entry of non-banks (termed Independent Service Operators, ISOs) int...
This paper empirically examines the effects of discriminatory fees on ATM investment and welfare, an...
One of the most expensive ways for Australians to access their own money is by using an automatic t...
This paper develops a spacial model of ATM networks to explore the implications for banks and non-ba...
We estimate a structural model of the market for automatic teller machines (ATMs) in order to evalua...
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