PENGARUH CAPITAL ADEQUCY RATIO (CAR) DAN BIAYA PENDAPATAN OPERASIONAL PENDAPATAN (BOPO) TERHADAP RETURN ON ASSET (ROA) PADA PT BPR KHATULISTIWA BONJOL

This research has a purpose to analyze the effect on Capital Adequacy Ratio (CAR) and Operational Income Operating Costs (BOPO) to Returns on Assets (ROA). The data used in this study were obtained from the monthly Financial Report data at PT. BPR January 2015 to June 2018. The object of this research is PT. Khatulistiwa Bonjol People's Credit Bank. The analysis technique used is multiple linear regression and hypothesis testing using the t test. In addition, the classic assumption test is also done by normality test, multicollinearity test, heteroscedasticity test, and autocorrelation test supported by Eviews 8. From this study it can be concluded that the results of the CAR variable test significantly influence ROA and BOPO variables have a significant effect on ROA