Predicted change in current financial strain between M2 (2004–05) and M3 (2013–14) by relative SES.

Demographic-adjusted scores are based on Model 2 (Table 3), while the remaining scores are based on Model 4. Predicted scores are computed using the coefficients from the linear regression model and setting the covariates to the following values: financial strain at M2 (2004–05) is fixed at the mean; relative SES at 0 (bottom 1%) or 1 (top 1%); indicators for exposure to Great Recession-related hardships as specified; and all other covariates (sex, age, minority, marital status) are fixed at the mean for our sample. Thus, scores represent the estimated change in current financial strain between M2 and M3. Error bars indicate the 95% confidence interval for each estimate.