Perbandingan kinerja keuangan bank Umum syariah dan bank umum Konvensional

The aim of this study is to determine whether there is a difference between the financial performance of sharia banking with conventional banking seen from the ratio of LDR/FDR, NPL/NPF, BOPO, ROA and CAR. The sample of this study used the population of sharia commercial banks and conventional commercial banks in Indonesia. Sample selection based on purposive sampling technique with documentation method to collect the data and financial report published by Bank Indonesia. Furthermore, this study is used test analysis of two different average (Independent Sample t-test). Based on the results of the study, it can be concluded that there are differences in general sharia banking financial performance and conventional banking in terms of financial ratio of LDR/FDR, NPL/NPF, BOPO, ROA and CAR. Keywords: LDR/FDR, NPL/NPF, BOPO, ROA, and CAR