Pengaruh risk tolerance, risk perception dan kecerdasan spiritual terhadap keputusan investasi

Every people had good life in their future. One of the way to fulfillment is with investment. Investment is the one of commitment from amount the fund for saving today, with the purpose for get the profit in future. In investment had many factors to influence investor for make decision to take investment. This study for aimed the influence risk tolerance, risk perception and spiritual intelligence toward decision investment making. Sample for the study is the investor who had income RP 4.000.000 every month lived in Surabaya. Method for this study using purpose, convenience and snowball sampling. For this study had 112 respondents from questionnaire spreading. with analysis PLS-SEM from WarpPLS6.0 program. Result for this study that risk tolerance had positive significantly impact toward decision investment making, risk perception had positive significantly impact if the alpha 10% toward decision investment making, nut in other side spiritual intelligence isn’t significantly impact toward decision investment making keys word: decision investment making, risk tolerance, risk perception and spiritual intelligen