ANALISIS RASIO RGEC DAN PERTUMBUHAN LABA PADA BANK PANIN SYARIAH PERIODE 2013-2014

The purpose of this research was to determine and analyze the effect of credit risk, liquidity risk, GCG, ROA, ROE, NIM, and CAR with profit growth. Data were obtained from the publication of the financial statements of Bank Panin Syariah in 2013-2014. The analysis technique used is descriptive qualitative analysis. In this study indicate that the ratio analysis RGEC and profit growth has been good. However, there are some financial ratios that are less precise. This can be demonstrated by the ratio of FDR and ROE should be able to exceed the percentage of permanent Bank Indonesia. In true because the NPF ratio should decrease. GCG Data Bank Panin Syariah classified as very good because it is less than the value of the Bank Indonesia regulations concerning corporate governance. As well as ROA, NIM, CAR is also true because they have increased. Likewise BOPO correct ratio also declined. It can be concluded that the calculation of the ratio of RGEC can be said to be good because they are classified in accordance with the provisions of Bank Indonesia ratio. Keywords: credit risk, liquidity risk, GCG, ROA, ROE, NIM, CAR and profit grow