PENGARUH RISIKO USAHA DAN GOOD CORPORATE GOVERNANCE TERHADAP CAPITAL ADEQUACY RATIO PADA BANK UMUM SWASTA NASIONAL DEVISA

The purpose of this research was to determine whether LDR, IPR, NPL, IRR, PDN, BOPO, FBIR, and GCG have significant influence simultaneously or partially CAR towards Foreign Exchange National Private Commercial Bank. The population is Foreign Exchange National Private Commercial Bank, sample selection based on purposive sampling technique and then documentation methods to collect data from published financial statements of Otoritas Jasa Keuangan. Data that used in this research is secondary data starts from period 2010 until 2014. And then linear analysis technique for data analysis. Samples of this research are eight banks : BCA, Maybank, Danamon, Permata, UOB Indonesia, PAN Indonesia, OCBC NISP, CIMB Niaga. Based on calculation and result from using SPSS 16 for windows and based from the hypothesis testing result obtained simultaneously LDR, IPR, NPL, IRR, PDN, BOPO, FBIR, and GCG have significant effect on CAR. it means that liquidity risk, credit risk, market risk, and operational risk have a significant influence on CAR on Foreign Exchange National Private Commercial Bank. Partially IPR have a significant effect, LDR, IRR FBIR has unsignificant positive effect, NPL, PDN, BOPO, GCG has unsignificant negative effect. Among the eight dependent variables LDR, IPR, NPL, IRR, PDN, BOPO, FBIR, dan GCG, the most dominant influence on CAR is IPR. Keyword : Liquidity Risk, Credit Risk, Market Risk, Operational Risk, CAR