PELAKSANAAN TABUNGAN SIKLUS DI BANK JATIM CABANG PEMBANTU KRIAN

In developing countries, the most prominent condition is not the creation of conditions that foster a climate in which enthusiasm for saving and investment. Saving is already well known in the community in various countries. What distinguishes possible models and processes. Savings is may only be withdrawn with certain requirements and can not be withdrawn by check or equivalent tool banking services such as savings products classified form the most popular and widely known already in the community in comparison with deposits and demand deposits. In addition to the requirements of the relatively easy as simply fill out an application and attach identification such as ID cards, driver's license, passport, or other identity cards. In addition, the initial funds deposited into your savings in the bank is relatively small in the amount of Rp100.000. In the implementation of the Bank Jatim in this Tabungan Siklus has four stages such as the implementation of the opening, in the execution of the payment of cash and non-cash, the implementation of the cash withdrawal or withdrawal through ATM machine, and the implementation of the closure of saving. In addition, the advantages of Tabungan Siklus is offering high interest and can be used as loan collateral other than the bank facilities on offer quite interesting both the Online system / Realtime, ATM facilities and their SMS banking. The amount of interest earned by the customer is by using daily balances that will be directly credited to the customer's account. Keyword : Funding savin