PELAKSANAAN DEPOSITO BERJANGKA RUPIAH PADA BANK JAWA TIMUR CABANG PEMBANTU KRIAN

Bank is a company of services that has caused a change to the lives of human in meeting the financial needs of both to raise funds from the public in the form of savings and channel them back to the community in the form of credit or other forms. In order to improve equity, economy of grow up, and improving of the living standard of the people. Deposits are one form of savings products expensive than other products such as savings and current accounts at the bank offered to the public. With the aim to find out more about the implementation of deposits, it is any terms and conditions that must be met for the opening of deposits of dollars, how much initial deposit to open a deposit, how much deposit interest, how much cost penalty, how long-term time deposits, and how much tax charged to customers of the interest earned. In this final project is research in Gresik Branch State savings bank. With the above analysis, for example in the penalty calculation time deposits earn dollars disbursed prior to maturity of 0.5% of the nominal principal rupiah deposits. The obstacles faced in the implementation of dollars are customer deposits withdrawals rupiah deposits before maturity. And suggestions for resolving obstacles State savings bank should raise the cost penalty. Keywords : Deposits, Ban