PENGARUH RASIO LIKUIDITAS, KUALITAS AKTIVA, SENSITIFITAS, EFISIENSI DAN SOLVABILITAS TERHADAP ROA PADA BANK PEMBANGUNAN DAERAH

The purpose of this study was to determine whether thare is variabel LDR, IPR, APB, NPL, IRR, PDN, BOPO, FBIR, APYDM, And FACR Toward Return On Assets (ROA) On Regional Development Banks partially or simultaneously. Sample in this research are East Kalimantan Bank, East Java Bank, Middle Java Bank, and DKI Jakarta Bank. Data and collecting methode in this research uses secondary data. The data are taken from published financial report of Toward Return On Assets begun from first quarter at year 2010 until last quarter at year 2013. The thecnique of data analysis using multiple linear regression analyze. Based on calculation and result from SPSS 11.5 state that LDR, IPR, APB, NPL, IRR, PDN, BOPO, FBIR, APYDM, And FACR simultaneously have influence significant toward ROA on Regional Development Bank. LDR partially have influence positive significant toward ROA on Regional Development Bank. And the another hand IPR, NPL,and PDN have influence positive unsiginificant toward ROA on Regional Development Bank. APB, IRR, BOPO, FBIR, APYDM and FACR have influence negative unsignificant toward ROA on Regional Development Bank. Key word : Return On Assets, Regional Development Banks, LDR, BOPO, and FACR