PENGARUH CAR, NPF, REO DAN FDR TERHADAP PROFITABILITAS BANK UMUM SYARIAH

Profitability isthe most appropriate indicators to measure the performance of acompany.The ability of accompany to generate profits to level measurement in the performance of a company.The purpose ofthis study was to determine the effect of CAR, NPF, REO and FDR to profitability (ROA) Banks Umum Syariah that in the period 2008-2013. This study aimed to analyze the effect of capital adequacy ratio (CAR), Non Performing Financing (FDR), operational efficiency (REO) and Financing Deposit Ratio (FDR) to Profitability (ROA) at Banks Umum Syariah. Where as research sample was determined by the purposive sampling method so be obtained 49 samples of 11 banking companies in the observation period (2008-2013).The type of data used is secondary data obtained from the Financial Statements of banking companies in www.bi.go.id. The analytical method used is multiple regression analysis . The results of this study indicate that CAR has no significant effect on ROA in the Banks Umum Syariah, NPF has no significant effect on the Banks Umum Syariah , REO has no significant effect on Banks Umum Syariah and FDR has no significant effect on the banking Banks Umum Syariah. Keyword : CAR, FDR, REO, NPF and ROA