PENGARUH PEMBIAYAAN MUDHARABAH DAN MUSYARAKAH TERHADAP PROFITABILITAS BANK UMUM SYARIAH (Pada Bank Umum Syariah di Indonesia Tahun 2006 - 2011)

This study examined effect of financing mudharabah and musyarakah islamic bank profitability (in islamic banks in indonesia years 2006-2011). The profitability is measured by return on assets (ROA). The purpose of this study was to analyze the effect of financing mudharabah islamic bank profitability and the effect of financing musyarakah islamic bank profitability.The sample in this study is a islamic bank in indonesia in the span of years 2006-2011. Analysis data using multiple linear regression analysis. The result shows that financing of mudharabah and musyarakah has negativelly affect on the profitability of Islamic banks. This is because the distribution financing mudharabah and musyarakah financing is still not productive and not much demand. Keyword : Financing Mudharabah and Musyarakah Financing, Return On Asse