ANALISIS FAKTOR – FAKTOR YANG MEMPENGARUHI TINGKAT SUKU BUNGA DEPOSITO PADA BANK UMUM SWASTA GO PUBLIC DI BEI (PERIODE 2009-2011)

This research has a purpose to provide empirical evident about factors that effect to interest rate of deposit. The examine factors on this research are financial ratio and macroeconomic variables. The factors that are examined on this research are Capital Adequacy Ratio (CAR), Return On Assets (ROA), Loan to Deposit Ratio (LDR), inflation and liquidity of economic. The population used in this study is a banking company listed on the Indonesia Stock Exchange during the period 2009-2011. The total sample obtained in this study were 72 observations. The statistic method used to test on the research hypotesis is multiple regression. The result show that Return On Assets (ROA) and liquidity of economic is a significant variabels in determinant rate of deposit. Key words: Interest Rate of Deposit, Capital Adequacy Ratio, Return On Assets, Loan to Deposit Rati