ANALISA LITERASI KEUANGAN DALAM PERSPEKTIF DEMOGRAFIS DAN PENGARUHNYA PADA PERILAKU PENGELOLAAN KEUANGAN KELUARGA

This study is explore financial literacy and household financial management behaviour. This study aim’s to know the different of financial literacy on man and woman. This study also examine age and education level, impact of financial literacy and subjective numeracy on household financial management behaviour. The method is using quantitative methods with primary data, collected by questionnaires. This study spread 100 questionnaires to husband or wife that be domiciled on surabaya, being financial manager and have minimum income Rp. 4.000.000. analys technical that used in this study were chisquare cross-tab and gsca analyses. The result if this study shows that there are no different on financial literacy on men and women, age group, nor education level. Financual literacy also proved that have no impact on household financial management behaviour. While subjective numeracy, have impact on household financial management behaviour. Key words : gender, age, education level, financial literacy, subjective numeracy and household financial management behaviou