PENGARUH KINERJA KEUANGAN TERHADAP CAR PADA BANK-BANK SWASTA NASIONAL YANG BERPUSAT DI SURABAYA

CAR is one of the indicator used to measure the level of bank capital. Bank capital to be used to absorb losses arising from banking activities, and as the basis of some policy released by Bank Indonesia.This study uses secondary data from the publication of the financial statements of the quarterly periode 1 of 2009 to fourth quarter of 2012 the National Foreign Private Commercial Bank. The sensus used is the ANDA Bank, Centratama National Bank, Prima Master Bank, and Maspion Bank. Data compiled from input results SPSS 16,0 using the F-test to look at once affecting and T-test to determine partially the independent variable on the dependent variable used in this study. The analysis showed that LDR, APB, NPL, IRR, BOPO, ROA, and NIM. Simultaneously have a significant effect on the variable CAR. While partially only variable APB and PDN that have significant effect on CAR. ROA highest dominant variable is 6,55 percent. Key words : LDR, APB, NPL, IRR, BOPO, ROA, and NIM