PERILAKU PENGELOLAAN KEUANGAN KELUARGA DALAM PERSPEKTIF ETNIS DAN DEMOGRAFIS

The purpose of this study was to determine the differences in the behavior of the family financial management in a variety of ethnic, income, family size, and education. By using surveys method the study involved 230 couples respondents at Surabaya, Sidoarjo and Mojokerto. Data were analyzed using SPSS is Analysis of Variance (ANOVA). Family financial management behavior as the dependent variable, while ethnicity, income, family size, and level of education as independent variables. Based on this analysis research found that there are a difference in behavior of financial management in various ethnic families, income, family size, and level of education. Keywords : Financial Management Behavior Of Family, Ethnicity, Income, Family Size, and Level Of Education