PENGARUH RASIO LIKUIDITAS, KUALITAS AKTIVA, EFISIENSI, SENSITIVITAS TERHADAP PASAR DAN SOLVABILITAS TERHADAP RETURN ON ASSETS (ROA) PADA BANK PEMERINTAH

This Study Aims To Analyze Effect Of Liquidity Ratio, Asset Quality, Efficiency, Sensitivity To Market And Solvability To Return On Assets (ROA) At Government Banks. ROA is a ratio used to measure a bank's ability to generate revenue and asset management. When roa has increased, then the bank will earn huge profits and the bank will get a better position in terms of the use of the asset. This study uses three banks of government in the study sample consisting of banks Mandiri, BNI and BRI period from 2010 until the second quarter of 2013. This study used secondary data obtained from government banks financial statements. The data analysis technique in this research is descriptive analysis and multiple linear regression analysis. The purpose of this research is to determine the level of significance simultaneously or partially the effect of independent variabels LDR, IPR, APB, NPL, BOPO, FBIR, PDN, IRR, PR Dan FACR to Return On Assets (ROA) at goverment banks. The analysis showed that there were significant effects of the independent variables LDR, IPR, APB, NPL, BOPO, FBIR, PDN, IRR, PR and FACR to Return On Assets (ROA) at government banks. Which has a significant effect on return on assets ( ROA ) is an independent variable NPL, BOPO, PDN and FACR. Keyword : Liquidity Ratio, Asset Quality, Efficiency, Sensitivity To Market, And Solvability