PENGARUH KINERJA LIKUIDITAS, KUALITAS AKTIVA, SENSITIVITAS PASAR, EFISIENSI, DAN PROFITABILITAS TERHADAP CAPITAL ADEQUACY RATIO PADA BANK UMUM SWASTA NASIONAL DEVISA

The purpose of this research is used to determine the level of significance jointly or partially the effect of independent variabels LDR, LAR, IPR, NPL, APB, IRR, PDN, BOPO, FBIR, ROA, ROE, and NIM towards Capital Adequacy Ratio (CAR) to foreign national private bank. Data and data collection method used in this study are secondary data obtained financial statements of the foreign national private bank. The report examined the quarterly financial reports first quarter period of 2010 until second quarter of period 2014. The result show that there is significant influence of the independent variabels LDR, LAR, IPR, NPL, APB, IRR, PDN, BOPO, FBIR, ROA, ROE, and NIM together with foreign national private bank. Partially, found a significant positive influence of the IPR, FBIR and ROA towards Capital Adequacy Ratio CAR) foreign national private bank, there are no significant positive effect of LDR, NPL, IRR, PDN, and BOPO towards Capital Adequacy Ratio (CAR) foreign national private bank, there are no significant negative effects of LAR, APB, ROE and NIM of Capital Adequacy Ratio (CAR) foreign national private bank. Keyword: Liquidity, asset quality, sensitivity to market, efficiency, and profitability