PENGARUH RISIKO USAHA TERHADAP RETURN ON ASSET (ROA) PADA BANK UMUM SWASTA NASIONAL GO PUBLIC

The purpose of the research is to determine where variable LDR, IPR, NPL, APB, IRR, PDN, and BOPO simultaneously or partially have significant toward ROA on go public private national banks.Data collecting method used in this research is secondary data source from quarterly financial statement from banks. Financial statement appendix researched from first quarterly financial statement 2010 until second quarterly financial statement 2013. data analysis technique used in this research in multiple regression analysis, F-test and T-test. Research determination criteria are four on go public private national bank shaving total asset up to 20 trillion until 60 trillion at second quarterly 2013. Based on those criteria then samples used are Bank Artha Graha Internasional, Bank Ekonomi Raharja, Bank Mega. Research period started first quarterly 2010 until second quarterly 2013.The result of research shows that LDR, IPR, NPL, APB, IRR, PDN, and BOPO have significant influence simultaneously to ROA on go public private national banks. LDR, NPL, APB, and PDN partially have negative insignificant influence toward ROA in national private go public banks. IPR, IRR partially have positive insignificant influence and partially have negative insignificant influence toward ROA on go public private national banks. BOPO partially have negative significant influence toward ROA on go public private national banks Key words :Business Risk and RO