PERBANDINGAN KINERJA KEUANGAN ANTARA BANK UMUM KEGIATAN USAHA (BUKU) 2 DAN 3

Based on its capital core bank business activity classified into four that are BUKU 1, 2, 3 and 4. With core capital number belong to, Business Activity General Bank 1 more characterized as basic banking service. While BUKU 2 wider and thus consequently then Business Activity General Bank 4 covering full and complex business activity. This research aims to compare financial performance between Group of BUKU 2 and 3 through assessment toward liquidity ratio, quality of asset, sensitivity and rentability. Data sampling technique that used is documentation method,that is data or document collecting. Sampling technique that used is purposive sampling, period that used start from first quarter 2010 until second quarter of 2014. This research using eight bank samples, that are PT Bank Bukopin, Tbk, PT Bank Ekonomi Raharja Tbk, PT Bank Sinarmas, Tbk, PT Bank ArtaGrahaInternasional, Tbk, PT Bank Mega, Tbk, PT Bank UOB Indonesia, Tbk, PT Bank Internasional Indonesia, Tbk, PT Bank OCBC NISP. Data then be processed by using analysis statistic tools to testing hypothesis that the researcher using t-test. Analysis done with measures by calculating financial ratio and analyze to testing hypothesis. Based on calculation result and hypothesis result there is significant differences in LDR, IPR, NPL, APB, IRR, PDN, NIM, BOPO, ROA in research sample. Keywords : Financial Performance, BUKU 2 & 3, Liquidity Ratio, Quality Of Asset, Sensitivity, And Rentabilit