PENGARUH LIKUIDITAS, KUALITAS AKTIVA, SENSITIVITAS PASAR, EFISIENSI, DAN PROFITABILITAS TERHADAP CAR PADA BANK PEMERINTAH

Bank is a financial intermediary in financial transaction and provides other financial services to its customer. Because the importances of bank in run the function, so a policy needs to make. The ability of capital can be measure by CAR that is a comparison ratio between capital and ATMR. This study aims to analyze the effect of LDR, IPR, APB, NPL, IRR, PDN, BOPO, FBIR, ROA, and ROE toward CAR to government bank. Based on the data type, this study categorize as casual study. This study also used secondary data. The result of this study finds that LDR, IPR, APB, NPL, IRR, PDN, BOPO, FBIR, ROA, and ROE have a significant and simultaneously impact toward CAR in government bank. This study also finds that LDR, IPR, and ROA have a partial positive and significant impact toward CAR in government bank. While the NPL IRR, PDN, FBIR and ROE has a negative and not significant impact toward CAR in government bank. APB and BOPO have a positive and not significant impact toward CAR in government bank. Key words: Liquidity, Asset Quality, Sensitivity, Efficiency, and Profitability