PENGARUH PENGETAHUAN KEUANGAN, PENDAPATAN DAN GAYA HIDUP TERHADAP PERILAKU PENGELOLAAN KEUANGAN PROFESIONAL MUDA DI SURABAYA

The purpose of this study was to obtain empirical evidence that financial literacy, income, and lifestyle significantly influence the behavior of financial management at young professionals in Surabaya. This study uses primary data. Data were collected using questionnaires. Population and samples used in this study were 75 young professionals in Surabaya. The method of selecting a sample of this research is using purposive sampling method and convinience sampling. Data analysis using partial least square (PLS). The results of this analysis indicate that the financial knowledge had no significant relationship to the behavior of young professionals in the financial management of Surabaya, but the income and lifestyle found to have a significant relationship to the behavior of young professionals in the financial management of Surabaya. Keywords : financial management behavior, financial knowledge, income, lifestyle, young professiona