ULAGANJE U IMOVINU - ZLATO : završni rad

Povjerenje u zlato kao vrijednost i valutu staro je tisućama godina. Iako u kratkim periodima njegova vrijednost dosta fluktuira, dugoročno predstavlja stabilno ulaganje niskog rizika i očuvane vrijednosti. Mnoge središnje banke kupuju zlato kao zlatne rezerve i time povećavaju sigurnost imovine svojih klijenata, što se pokazalo iznimno dobrim potezom u vremenima velikih gospodarskih kriza. Danas stručnjaci preporučuju ulaganje u zlato kao način diverzificiranja investicijskog portfelja, dok udio zlata u portfelju ovisi o investitorovoj sklonosti riziku. Tržište ulaganja u zlato u Rebublici Hrvatskoj tek je na svojim počecima, s obzirom na tek nedavno ukinuti visoki porez na dodanu vrijednost. Zlatarna Celje prva je ponudila ulaganje u investicijsko zlato u vidu pločica, poluga i kovanica, a danas gotovo sve banke prisutne na tržištu nude i kupovinu obveznica i udjela u fondovima vezanim za zlato.Confidence in gold as a currency and a value is thousands of years old. Although during short periods of time its value fluctuates a lot, it represents a long-term stable investment of low risk and preserved value. Many central banks are buying gold as their gold reserves, thereby increasing the security of the assets of their clients, which proved to be an extremely good move in times of economic crisis. Today, experts recommend investing in gold as a way to diversify the investment portfolio, while the proportion of gold in the portfolio depends on the investor's risk appetite. Market investment in gold in Republic of Croatia is only at its beginnings, due to the recently abolished high value-added tax. Zlatarna Celje was the first to offer investing in investment gold in the form of tiles, bullion and coins, and today almost every bank present on the market offers the purchase of bonds and shares in funds linked to gold