Credit as a Form of Financing in Culture and/or Cultural Institutuions

Glavni predmet rada orijentiran je na kulturno-umjetnički kontekst. Fizičke ili pravne osobe koje nemaju dovoljnu količinu novčanih sredstava koja im je potrebna, najčešće se odlučuju na podizanje kredita. Kada sredstva iz proračuna RH nisu dovoljne za osiguravanje potrebnih sredstava za razvitak, kulturne institucije posežu za financiranjem iz vlastitih izvora odnosno drugih izvora financiranja kao što je kredit. Ali potrebno je imati određene uvjete da bi banka dopustila i prihvatila određenu osobu kao svog klijenta i zaključila s njime ugovor. Dok različiti izvori financiranja kulturnih aktivnosti uključuju javnu potporu, privatnu potporu te vlastiti prihod, ovaj je završni rad posvećen analizi privatnih ulaganja u kulturi te analizi raznih oblika privatnih ulaganja iz perspektive kulturnih politika i postojećih poticajnih mjera. Privatno ulaganje, podrazumijeva svako ulaganje, doniranje ili trošenje pojedinaca, poslovnih subjekata ili organizacija koje ne pripadaju javnom sektoru na kulturu.The main subject of work is oriented towards to the cultural-artistic context. Physical or legal persons who do not have the sufficient amount of money they need are most likely to decide to raise the loan. When funds from the budget of the Republic of Croatia are insufficient to provide the necessary funds for development, cultural institutions are provided for financing from their own sources or other sources of funding such as credit. But it is necessary to have certain conditions for the bank to allow and accept a particular person as its client and conclude with it a contract. While the various sources of financing cultural activities include public support, private support and own revenue, this final work is devoted to the analysis of private investment in culture and the analysis of various forms of private investment from the perspective of cultural policies and the existing incentive measures. Private investment means any investment, donation or spending of individuals, business entities or organizations that are not part of the public sector in culture