The Contract of Marine Insurance

Iako Pomorski zakonik ne definira ugovor o pomorskom osiguranju moguće ga je definirati kao ugovor u kojem se ugovaratelj osiguranja obvezuje da će osiguratelju platiti premiju osiguranja ili doprinos, a osiguratelj se obvezuje ugovaratelju osiguranja da će osiguraniku, ako nastane događaj koji znači osigurani slučaj isplatiti osigurninu ili na drugi odgovarajući način ispuniti svoju ugovoru obvezu. Strane ugovora o osiguranju su osiguranik, osiguratelj i ugovaratelj osiguranja. Bitni elementi ugovora o pomorskom osiguranju su: osigurani predmet, osigurani rizik, osigurana vrijednost, premija osiguranja i osigurani slučaj. Pisani dokaz o sklopljenom ugovoru predstavlja polica osiguranja iako ista ne predstavlja vrijednosni papir.Although the Maritime Law does not define a maritime insurance contract, it may be defined as an agreement in which the policy holder undertakes the action to pay the insurer an insurance premium or a contribution, and the insurer binds the policy holder to ensure that the assured, if accident occurs which is considered to be secured case, will pay for insurance or in another appropriate way fulfill its contract obligation. Insurance contract parties are: assured, the insurer and policy holder. The main elements of maritime insurance contract are: insured object, insured risk, insurance, insurance premiums and insured case. The written proof of the signed contract represents the insurance policy although it doesn not represent a valuable paper