Electronic money and his applications

U diplomskom radu opisan je elektronički novac i njegov razvoj, oblici plaćanja elektroničkim novcem, njegova sigurnost te prednosti i nedostaci elektroničkog novca. Pobliže je pojašnjena njegova primjena u praksi te koliko se koristi u Hrvatskoj i koji su zakoni vezani za elektronički novac u navedenoj zemlji. Predmet istraživanja jest upotreba elektroničkog novca u četiri zemlje: Hrvatska, Njemačka, Engleska i SAD. Istraživanje je provedeno kroz pet elemenata na kojima su uspoređene navedene zemlje. Rezultati istraživanja pokazuju da se elektronički novac u praksi sve više koristi i da je prisutan u gotovo svakom kućanstvu u bilo kojem obliku - kupovini preko interneta ili plaćanje raznih računa.In thesis describes the electronic money and his development, forms of payment by electronic money, its security and the advantages and disadvantages of electronic money. Is further clarified its application in practice and how it is used in Croatia, which are laws related to electronic money in the given country . The subject of research is the use of electronic money in four countries, Croatia, Germany, England and United States. The study was conducted through the five elements that have compared these countries. The results show that electronic money in practice increasingly used and is present in almost every household in any form, buying over the internet or pay a variety of bills