Pengaruh Loan to Deposit Ratio, Capital Adequacy Ratio, Net Interest Margin, dan BI Rate Terhadap Penyaluran Kredit Pada Perbankan Yang Terdaftar Di Bursa Efek Indonesia 2012-2016

Bayu Aji Prakoso, 2018: The Influence of Loan To Deposit Ratio, Capital Adequacy Ratio, Net Interest Margin, and BI Rate to the Lending Distribution on Banking Listed in the Indonesian Stock Exchange period 2012-2016. Universitas Negeri Jakarta. This research aims to examine the effect of Loan to Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), and BI Rate to the Lending Distribution. This research used secondary data with the population of all banking listed in the Indonesian Stock Exchange period 2012-2016. While the sampling method used was purposive sampling method, which is overall 120 observation choosen in 5 years. This research used panel data regression analysis method to test the hypothesis at 5% significant and using Eviews Version 8. From the analysis performed in this research, it can be concluded that Loan to Deposit Ratio and Capital Adequacy Ratio have a negative influence to the lending distribution, while Net Interest Margin and BI Rate have not influence to the lending distribution. Independent variables of this research are able to explain 19,02% to the lending distribution as a dependent variable. Keywords: Loan To Deposit Ratio (LDR), Capital Adequacy Ratio (CAR), Net Interest Margin (NIM), BI Rate, and Lending distribution