Analisis Pengaruh Faktor Makroekonomi Terhadap Kredit Yang Dikeluarkan Bank Umum Tahun 2011-2017

This research aims to know the influence of DPK, inflation, and the rupiah exchange rate to loans issued by commercial banks year 2011-2017. The study population included all commercial banks listed on the Indonesia stock exchange years 2011-2017. Sample selection technique used purposive sampling and research data retrieved 10 commercial banks. Methods of data analysis used is regression analysis model with panel data Fixed Effects models. The results of this research show that the third-party funds (DPK) positive and significant effect against the credit, evidenced by the value of the coefficient of DPK 1,067 which indicates the direction of the positive coefficient. Inflation does not have significant influence towards credit, evidenced by the value of the coefficient of-0,342 indicating direction coefficient is negative. Exchange rate rupiah a positive and significant effect against the credit, evidenced by the regression coefficient value of 0,173. Adjusted R Square value of 0,987. This shows that the credit is affected by the DPK, inflation, and the rupiah exchange rate of 98,7% while the rest amounted to 1,3% are influenced by other factors not examined in this study