Analisis Faktor Faktor Yang Mempengaruhi Pembiayaan Muḍārabah Pada Bank Umum Syariah Periode 2013-2016

This study aims to find out the influence of Bank Indonesia Wadiah Certificates (SWBI), third party funds (DPK) and income margins for financing muḍārabah in Sharia Commercial Banks for the 2013-2016 period. This research is quantitative with data taken from the Sharia Commercial Bank annual report for 2013-2016. The data used in this study are time series data taken from Islamic Commercial Banks as the population. This study uses multiple regression analysis tools using a panel data model. The results show that Bank Indonesia wadiah certificates have a significant influence on muḍārabah financing in Islamic Commercial Banks with a significance level of 5%, while third party funds and income margins are proven to have no significant influence on muḍārabah financing in Islamic Commercial Banks