Women and Retirement Incomes in Australia: A Review

More than 60 per cent of age pensioners in Australia are women. Althoughpublic policy encourages private saving for retirement throughcompulsory superannuation, projections of women's superannuation accumulationspredict that women will continue to rely heavily on governmentand private transfers in retirement. This review synthesises the outcomesfrom existing research to show that expectations about the level and sourceof women's retirement incomes are clearly linked with low earnings. Thisoccurs in combination with both attitudinal and institutional barriers toactive retirement planning