ANALISIS FAKTOR INTERNAL DAN EKSTERNAL BANK TERHADAP VOLUME DANA PIHAK KETIGA (DPK) PADA BANK UMUM SYARIAH PERIODE 2012-2016

The aim of this research is to analyze purpose of this study was to determine the effect partially and simultaneously on the Total Assets, Profit Sharing, Number of Bank Offices, Gross Domestic Product (GDP) and Inflation of Third Party Funds Islamic Banks for the period 2012-2016. There are ten Islamic banks of the sample the research, so there are 50 annual reports were obtained through purposive sampling.This research method using panel data regression analysis with Eviews 8 software which is used to see the influence of the independent variable in the form of Total Assets, Profit Sharing, Number of Bank Offices, Gross Domestic Product (GDP) and Inflation to dependent variable of Third Party Fund. The results of this research shows based on F test, the independent variables affect the DPK, indicated by the value of F test 46.08032 and significance of 0.000000 the overall independent variables are able to explain the effect of 82,14%. While based on partial t test, showed that Total Assets, the number of bank offices and GDP significant positive effect with a significance value below 0.05 (5%). Meanwhile, Profit Sharing and Inflation does no effect on DPK. ( INDONESIA ) Penelitian ini bertujuan untuk mengetahui pengaruh secara parsial dan simultan dari Total Aset, Bagi Hasil, Jumlah Kantor Bank, Product Domestic Bruto (PDB) dan Inflasi terhadap Dana Pihak Ketiga pada Bank Umum Syariah periode 2012-2016. Terdapat 10 Bank Umum Syariah yang menjadi sampel penelitian, sehingga ada 50 laporan tahunan yang didapatkan melalui purposive sampling. Metode penelitian ini menggunakan analisis regresi data panel dengan bantuan software Eviews 8 yang digunakan untuk melihat pengaruh antara variabel independen berupa Total Aset, Bagi Hasil, Jumlah Kantor Bank, Product Domestic Bruto (PDB) dan Inflasi terhadap variabel dependen Dana Pihak Ketiga. Hasil penelitian menunjukkan bahwa berdasarkan Uji F, variabel independen berpengaruh terhadap DPK, ditunjukkan dengan nilai F sebesar 46.08032 dan signifikansi sebesar 0.000000 secara keseluruhan variabel independen mampu menjelaskan pengaruh sebesar 82.14%. Sedangkan berdasarkan Uji t parsial, menunjukkan bahwa Total Aset, jumlah kantor bank dan PDB berpengaruh positif siginifikan dengan nilai signifikansi dibawah 0.05 (5%). Sementara itu Bagi Hasil dan Inflasi tidak berpengaruh terhadap DPK