Voltage- and temperature-tuned ferromagnetic hysteresis is investigated by a superconducting quantum-interference device and Kerr magnetometry in a thin-film heterostructure of a perpendicular anisotropic Co/Pd ferromagnet exchange coupled to the magnetoelectric antiferromagnet Cr2O3. An abrupt disappearance of exchange bias with a simultaneous more than twofold increase in coercivity is observed and interpreted as a competition between the effective anisotropy of Cr2O3 and the exchange-coupling energy between boundary magnetization and the adjacent ferromagnet. The effective anisotropy energy is given by the intrinsic anisotropy energy density multiplied by the effective volume separated from the bulk through a horizontal antiferromagnetic...