ANALISIS NON PERFORMING LOAN, LOAN TO DEPOSITO RATIO DAN BOPO TERHADAP PROFITABILITAS PERBANKAN DI INDONESIA (Studi kasus pada bank yang listing di bursa Efek Indonesia tahun 2015 -2017)

The purpose of this study was to determine and analyze the value and development of Non Performing Lon (NPL), Loan To Deposit Ratio (LDR), and BOPO to profitability by using the Return on Assets (ROA) Indicator. The sample used in this study is the publicly listed banking companies listed on the Indonesia Stock Exchange from 2015 - 2017 which are as many as 10 banks using purposive sampling techniques which will be used as research objects from 39 banking populations that go public listed on the Indonesia Stock Exchange. The test method aims to look at the value and development of Non Performing Lon (NPL), Loan To Deposit Ratio (LDR), and BOPO to profitability. The type of research carried out is qualitative research, namely research conducted to emphasize its analysis of data that can provide an overview of meticulous objects so that they are easily understood and studied in order to meet the research objectives. Based on the results of the study, it was found that the highest NPL value was achieved by Bank Bukopin of 6.37%, namely in 2017, the highest LDR value for three years was achieved by Bank BTN of 108.78, which was in 2015, and the highest BOPO value over time Bank Bukopin achieved three years of 99.04%, namely in the year to the profitability of banks listed on the Indonesia Stock Exchange for the period 2015-2017