ANALISIS VARIABEL-VARIABEL PENYEBAB KREDIT BERMASALAH DI KOPERASI SIMPAN PINJAM DAN PEMBIAYAAN SYARIAH (KSPPS) BMT UAS KABUPATEN REMBANG

This study aims to determine the effect of weaknesses of credit analysis, the level of profit sharing, income received by members of cooperatives, and misuse of financing against problematic financing that occurs in KSPPS BMT UAS. The data obtained through the dissemination of the questionnaire to the 85 cooperative members who have a financing problem. Data analysis using multiple linear regression. The results of the study stated that the variables the level of profit sharing and income received by cooperative members have an effect on problematic financing while variabel the weaknesses of credit analysis financing and misuse of financing do not affect against problematic financing that occurs in KSPPS BMT UAS. The conclusion of this study is the variable level of profit sharing is the variable that most influences against the problematic financing that occurs in KSPPS BMT UAS