PENELITIAN HUKUM PERAN OTORITAS JASA KEUANGAN (OJK) TERHADAP PENGAWASAN PERASURANSIAN DI KOTA MALANG (STUDI DI KANTOR OJK MALANG)

This study aims to determine the role and duties of OJK Malang directly related to the supervision of insurance in Malang. Growing of Insurance in Indonesia also participate to give impact to the development in Malang. noted that many insurance companies have been established in Malang. So that the OJK established OJK Branch Malang to supervise all developments and actions in terms of insurance in Malang. OJK Malang that does not have full authority where OJK Center still has full authority in supervising of insurance as acting as direct supervision of IKNB. Related to this matter need to be studied further about the role and fugsi OJK Malang in supervision of insurance in Malang. OJK Malang perform its role in the supervision in a preventive and curative, where action is seen clearly in terms of things done OJK Malang. In the case of preventive supervision the OJK Malang directly participate in the education and socialization associated with the insurance in Malang, in this case the education of farmers and livestock insurance conducted by OJK Malang in the scope of Kota and Kabupaten Malang. For some time OJK Malang conducted socialization and direct supervision on the development of farm and livestock insurance in Malang. In the case of curative monitoring, OJK Malang has taken action directly in the case of AirAsia and PT Asuransi Bumi Asih, whereby OJK Malang acts directly in the handling of claims such as the search of the Assured (the heirs) of the victims of AirAsia. This becomes quite difficult with the internal problems between the insured, so the OJK Malang to supervise, periodic investigation in that regard. Associated with PT Bumi Asih which has been bankruptcy the OJK acts as a mediator in handling claims and sending insured claims or complaints in Malang to OJK Center to be completed as soon as possible