PENGARUH PEMBIAYAAN MURABAHAH TERHADAP PERKEMBANGAN USAHA MIKRO DI BANK RAKYAT INDONESIA SYARIAH KANTOR CABANG PEMBANTU PANDAAN

The purpose of this study is to determine the effect of murabahah financing on micro business development. The population in this research is customer from Bank Rakyat Indonesia Syariah Branch Officer of Pandaan which take murabahah pembiaayaan for business and the population amount is 104 customer. Determination of the number of samples using slovin formula, which was found amounted to 51 respondents. The sampling technique used in this research is nonprobability sampling. The selection of sample units on this method is based on consideration or subjective assessment of the researcher and no use of probability theory. Therefore, every element in the population does not have the same opportunity or opportunity to be used as research sample. As for The criteria in taking the sample are: 1) The customer who recorded as an active customer in Bank BRI Syariah KCP Pandaan; 2) Customer performing murabahah financing in Bank BRI Syariah KCP Pandaan; and 3) Murabahah financing by the customer for a maximum of three years. The result of the research shows that there is a positive and strong correlation between murabahah financing variables on micro business development and murabahah financing have a significant effect on the development of micro business