ANALISIS MANAJEMEN KESENJANGAN DANA PADA BANK UMUM KONVENSIONAL YANG SAHAMNYA TERCATAT DI BURSA EFEK INDONESIA

This study aims to determine and analyze interest rate risk in terms of fund gap faced by conventional banks in the period 2015 to 2017, and to know the banks that have the highest interest rate risk. Fund gaps in assets and liabilities in bank balance sheets are calculated by using fund gap management techniques. The type of research used is survey research. The results of this study indicate that interest rate risk tends to decrease and banks with the highest interest rate risk is Bank Rakyat Indonesia Agroniaga, this is because the Bank Rakyat Indonesia Agroniaga experienced a continuous increase in the ratio of the relative gap and most drastically in 2017