PELAKSANAAN PEMBEBANAN DAN EKSEKUSI JAMINAN FIDUSIA KENDARAAN BERMOTOR DALAM PERJANJIAN PEMBIAYAAN KONSUMEN JIKA DEBITUR WANPRESTASI (Studi Di PT Mitra Pinasthika Mustika Finance Kota Madiun)

PT. Mitra Pinasthika Mustika Finance is a branch company of consumer finance that performs its activities with fiduciary binding. The purpose of this research is to know: a) how the implementation of Consumer Financing Agreement Fiduciary Guarantee Motor Vehicles in MPM Finance Madiun City Judged From the Act no. No. 42/1999 on Fiduciary Fiduciary Guaranty juncto PMK No. 130 / PMK.010 / 2012 on Registration of Fiduciary Guaranty juncto OJK Regulations 29/Pojk.05/2014 on the Implementation of Financing Companies, b) how the Fiduciary Guarantee Execution of Motor Vehicles in MPM Finance City of Madiun When Default Debtor Judged From Law no. 42 Year 1999 About Fiduciary Guarantee. The research method used is sociological jurisdiction. Technique of data collecting by interview with MPM Finance of Madiun City. The results of the research are analyzed descriptively analytically. Obtained conclusion: In the execution of the agreement, not all objects of guarantee ie motor vehicles are registered as stipulated in the law no. 42 of 1999 concerning fiduciary guarantee, PMK No. 130 / PMK.010 / 2012 concerning Registration of Fiduciary Collateral for Financing Companies Conducting Consumer Financing for Motor Vehicles With Fiduciary Guaranty Fee, OJK Regulation 29 / Pojk.05 / 2014 About the Implementation of Financing Companies . For a fiduciary guaranteed motor vehicle the creditor has a fiduciary guarantee certificate, then in executing the execution has the right of direct execution, for the fiduciary guarantee object that is not registered execution is done by the creditor that is the collector division. However, if there is a problem when executing the execution and the MPM Finance Madiun collectors are not able to follow up on their own, it will hire the services of debt collector to execute the problematic vehicl