A substantial proportion of student loan borrowers default on their repayment within 12 years of initial college entry. Default rates vary dramatically by race/ethnicity and institution sector: Black entrants and for-profit entrants experience default at much higher rates than others. This Brookings Institution report examines whether these disparities can be explained by other factors and what happens after a default. Differences in student and family background characteristics, including family income and wealth, can account for about half of the Black-White gap in defaults. But even accounting for differences in degree attainment, college GPA, and post-college income and employment cannot fully explain the gap, which remains large and s...
This brief provides evidence that low- and moderate-income (LMI) Black households accumulate signifi...
I study repayment behavior for college graduates who borrow under the U.S. Federal Student Loan Prog...
Since February 2010, detailed information on every home mortgage default and foreclosure in New York...
In this Brookings report, the author analyzes new data on student debt and repayment, released by th...
Thesis (M.A., Economics)--California State University, Sacramento, 2014.Investing in higher educatio...
As more undergraduates have taken out loans to attend college, the number of borrowers who fail to r...
Journal ArticleFederal higher education policy has shifted over the past few decades from grants to ...
The question being asked in this research paper is what explains student loan default rates across t...
Federal higher education policy has shifted over the past few decades from grants to lloans as the p...
In this study, we examine whether institutional-level characteristics, student demographics, and sta...
College student debt and loan default are growing concerns in the United States. For each U.S. insti...
Much of the recent research on the causes of student loan default has focused on the characteristics...
The use of Cohort Default Rate (CDR) as the primary measure of student loan defaults among undergrad...
Approximately 43 million Americans collectively owe $1.6 trillion in federal student loan debt, but ...
College student debt, now topping one trillion dollars, is one of the most severe issues affecting h...
This brief provides evidence that low- and moderate-income (LMI) Black households accumulate signifi...
I study repayment behavior for college graduates who borrow under the U.S. Federal Student Loan Prog...
Since February 2010, detailed information on every home mortgage default and foreclosure in New York...
In this Brookings report, the author analyzes new data on student debt and repayment, released by th...
Thesis (M.A., Economics)--California State University, Sacramento, 2014.Investing in higher educatio...
As more undergraduates have taken out loans to attend college, the number of borrowers who fail to r...
Journal ArticleFederal higher education policy has shifted over the past few decades from grants to ...
The question being asked in this research paper is what explains student loan default rates across t...
Federal higher education policy has shifted over the past few decades from grants to lloans as the p...
In this study, we examine whether institutional-level characteristics, student demographics, and sta...
College student debt and loan default are growing concerns in the United States. For each U.S. insti...
Much of the recent research on the causes of student loan default has focused on the characteristics...
The use of Cohort Default Rate (CDR) as the primary measure of student loan defaults among undergrad...
Approximately 43 million Americans collectively owe $1.6 trillion in federal student loan debt, but ...
College student debt, now topping one trillion dollars, is one of the most severe issues affecting h...
This brief provides evidence that low- and moderate-income (LMI) Black households accumulate signifi...
I study repayment behavior for college graduates who borrow under the U.S. Federal Student Loan Prog...
Since February 2010, detailed information on every home mortgage default and foreclosure in New York...