Analisis Faktor Yang Mempengaruhi Pembiayaan MuḌārabah Pada Bank Umum Syariah Di Indonesia (Periode Januari 2015 – Agustus 2017)

This research is meant to find out the influence of Capital Adequacy Ratio (CAR), Return on Asset (ROA), Non Performing Financing (NPF), and The Operating Cost to the Operating Revenue (BOPO) and mudharabah financing. The population of this reasearch is account bank umum syariah which are listed in Bank Indonesia during two years more eight mounths (January 2015-August 2017), with the data obtained from Otoritas Jasa Keuangan on the Sharia Indonesia Banking Statistik. The analysis technique has been done by using multiple regression, it shows that Capital Adequacy Ratio (CAR) has negative influence to the mudharabah financing, Return on Asset (ROA) has negative influence to the mudharabah financing, Non Performing Financing (NPF) has negative influence to the mudharabah financing, The Operating Cost to the Operating Revenue (BOPO) has don’t affect to the mudharabah financing. Keywords: Capital Adequacy Ratio (CAR), Return on Asset (ROA), Non Performing Financing (NPF), and The Operating Cost to the Operating Revenue (BOPO) and mudharabah financing